Mickaël LOC/Services
Services · business permit 10077275 · Luxembourg

Twelve services in Luxembourg, one verifiable business permit.

Every service on this site is attached to an activity listed in the public register under business permit (autorisation d'établissement) No. 10077275, granted by the Ministry of the Economy. Each page says what the permit covers, what stays with the regulated professions, and lets you download the certificate.

✓Business permit 10077275, verify on the official register

Direct answer
In Luxembourg, a business permit is required under the amended law of 2 September 2011 before carrying out a commercial, craft or liberal activity. It is personal, granted to a named manager, and public. Mickaël LOC holds permit 10077275 for nine activities and delivers them as the twelve services below, through Financial Services Luxembourg (RCS B213987). Legal advice, notarial deeds, audit and the expert-comptable title stay with the professions that own them.

The services

Permit numbers refer to the activity line in the public register. Languages indicate the versions available; the French and German pages carry the same positioning.

Permit holderFR · EN

Autorisation d'établissement : analyse d'éligibilité

Qualifier l'activité, désigner le dirigeant qui peut porter l'autorisation, organiser l'établissement et la gestion effective avant le dépôt. Guide pilier, huit satellites et outil indicatif.

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10077275 / 010077275 / 3EN · FR

Accountant in Luxembourg

Statutory bookkeeping under the plan comptable normalisé, VAT returns, annual accounts in eCDF, RCS filing, monthly reporting for SARL, SA, holdings and SOPARFI.

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Permit holderEN · FR

Directorship services

Gérant or administrateur mandates held in my own name, with real, effective and permanent management. Board seat, executive mandate, authorised manager.

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10077275 / 210077275 / 3EN

Business developer in Luxembourg

Market-entry file, qualified introductions under a written introduction agreement, partner and client qualification, commercial back office.

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10077275 / 710077275 / 010077275 / 3EN

Real estate developer in Luxembourg

Project financial architecture, SPV structuring, VEFA and drawdown schedule, cost-to-complete tracking and investor reporting.

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10077275 / 010077275 / 3EN

AccountingTech and AI in finance

Automation and AI workflows for finance functions, built and validated by the authorised accountant who signs. Diagnostic, build, managed bookkeeping.

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10077275 / 310077275 / 010077275 / 4EN · FR

Company formation and HNWI / UHNWI structuring

Formation run as a project: vehicle, notary, capital circuit, RCS, RBE, bank onboarding, workspace substance, governance of a private or family holding.

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10077275 / 110077275 / 2EN

Real estate agent in Luxembourg

Sale and letting mandates with a written yield model, acquisition search for investors, transaction coordination to the notarial deed.

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10077275 / 4EN · FR

Coworking and serviced offices

Shared workspace or private office with auxiliary services and a substance evidence pack. Workspace letting, not domiciliation.

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10077275 / 3EN

Website developer in Luxembourg

Verifiable, fast, trilingual websites for professional-service and regulated firms, with structured data and measurable leads.

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10077275 / 610077275 / 0EN

Property manager and co-ownership syndic

Syndic mandate, rental management for investor landlords, recovery of a co-ownership whose accounts or arrears have drifted.

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10077275 / 810077275 / 0EN · FR

Continuing professional training body

Applied Luxembourg finance training for non-financial managers, finance-team onboarding, programme design with learning outcomes and evaluation.

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10077275 / 010077275 / 310077275 / 110077275 / 2EN · FR · DE

Business sales, succession and structuring

Sale-readiness numbers, registers and filings, real estate held by the company, resident or transition manager, bounded introduction to buyers.

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How the twelve services map to the nine activities

Activity in the register
Service pages
Issued
10077275 / 4 · Shared workspace and offices with auxiliary services
16/04/2025
10077275 / 5 · National road freight, vehicles under 3.5 tonnes
operational complementDelivered inside real-estate and construction engagements; no stand-alone page.
16/04/2025
10077275 / 6 · Property manager and co-ownership syndic
22/05/2025
10077275 / 7 · Real estate developer
22/05/2025
10077275 / 8 · Manager of a continuing professional training body
09/09/2025

Directorship mandates are not an activity line: they are held by the permit holder in person, on companies whose activity, governance and documentation have been reviewed first. See the directorship page.

How an engagement starts

01
Mutual NDA

Signed before any name, structure or counterparty is discussed.

Same day
02
File review

The situation is examined against the permit that covers it, before any quote.

Before any quote
03
Written scope

Perimeter, deliverables, calendar, fee and exclusions fixed in writing.

Before engagement
04
Engagement

Execution against the written scope, with a fixed reporting cycle.

Ongoing
Step 01 · Confidentiality
Mutual NDA, Luxembourg law
Download it, review it with your counsel, return it signed. Draft for legal validation.

Business permit certificates to download (PDF)

Each certificate is the official document issued by the Ministry of the Economy, with its QR code. Scan it with the GouvCheck app, which checks the authenticity and currency of the document.

GouvCheck QR code of business permit 10077275 / 0
10077275 / 0
Accountant (comptable)
Issued 25/03/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 1
10077275 / 1
Real estate agent
Issued 25/03/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 2
10077275 / 2
Real estate business introducer
Issued 25/03/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 3
10077275 / 3
Auxiliary commercial activities and services
Issued 25/03/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 4
10077275 / 4
Shared workspace and offices with auxiliary services
Issued 16/04/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 5
10077275 / 5
National road freight, vehicles under 3.5 tonnes
Issued 16/04/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 6
10077275 / 6
Property manager and co-ownership syndic
Issued 22/05/2025
Download PDF ↓
GouvCheck QR code of business permit 10077275 / 7
10077275 / 7
Real estate developer
Issued 22/05/2025
Download PDF ↓
REGISTER
ENTRY
10077275 / 8
Manager of a continuing professional training body
Issued 09/09/2025
See the register →

The permit is personal and revocable. Public verification: official Guichet.lu register. Official wording of the nine activities on the authorisations page.

Frequently asked questions

What is a business permit in Luxembourg?
The business permit (autorisation d'établissement, Niederlassungsgenehmigung) is the authorisation required under the amended law of 2 September 2011 to carry out a commercial, craft or liberal activity in Luxembourg. It is granted by the Ministry of the Economy to a named person who must manage the business in a real, effective and permanent way, and it is listed in a public register. Full guide: business permit in Luxembourg.
Which activities does business permit 10077275 cover?
Nine activities: accountant, real estate agent, real estate business introducer, auxiliary commercial activities and services, shared workspace and offices with auxiliary services, national road freight under 3.5 tonnes, property manager and co-ownership syndic, real estate developer, and manager of a continuing professional training body.
How can the permit be verified?
On the official Guichet.lu register, by searching the holder's name or the number 10077275, and by scanning the QR code on each certificate with the GouvCheck app. Verification takes one click, which is the point of publishing the certificates.
Why are services contracted through Financial Services Luxembourg?
The permit is held by Mickaël LOC in person; engagements are contracted through the firm he founded in 2017, Financial Services Luxembourg, RCS B213987, under a written engagement letter. Directorship mandates are accepted in his own name.

Describe the situation. I will say which permit covers it.

One page is enough for a first answer, under NDA. Fees are quoted after the file has been read, never before.

Open a discussion →